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      09-02-2012, 06:51 PM   #4

Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA

Posts: 1,279
iTrader: (0)

The .00145 residual is the "buy rate" for the Money Factor (MF). The dealer will usually add .0002 - .0004 to the MF so the finance department can make money on the deal. Unless you have a very long relationship with the dealer, and even then there is no guarantee, be prepared to pay above the buy rate for the MF.