Originally Posted by corrado79
The "should" get your money back makes me nervous. Sounds like BMWFS has some discretion to keep my deposit if the insurance company does not handle their business.
I do not think BMF FS has discretion. I used the word "should" because I've (obviously) not researched the laws of every state to see how individual auto insurance and GAP insurance work in all situations, both where the driver is and is not at fault. It would be misleading for me to definitively state that in all cases BMW FS would have no right to withold a portion of the MSDs. Generally speaking, if you make all of your monthly payments at the end of the lease you would get all of the MSDs back unless you asked them to net an end-of-lease charges or the disposition fee (if applicable) against it. I would call BMW FS customer service and ask them how it works in your state.
Current: 2013 Monte Carlo Blue F10 M5 (ED on 9/1/12)
Previous: 2009 Carbon Black E60 M5, 2006 Silverstone II E60 M5, 2003 Sterling Grey E39 M5, 2000 Anthracite E39 540i6, 1998 Jeep Grand Cherokee 5.9 Limited, 1990 Eagle Talon TSi AWD, 1978 Mazda RX-7