I don't know how they make money on these interior warranties unless they deny claims for customer inflicted damage (e.g. Kids)
Otherwise guys with messy kids will self select the policy and put them under water.
I have no kids and am unlikely to make a claim so I would never get such a thing.
Honestly the economics of this make no sense unless they deny a lot of claims. After all if it is a defect of workmanship by BMW then the factor warranty covers it. Soonly reason to buy this warranty is if you or your family is planning to damage the interior and then claim the repairs from someone else. Makes no sense.
2014 ///M5 Individual Frozen Grey, Silverstone Full Merino, Piano Black, Exec Pkg, Drivers assistance plus, LED Pkg, Bang and Olufsen, 20" 343M Forged Alloy Wheels
Countermeasures: Bel StiR+, Laser Interceptor Quad HP, Zaon MRX
Upgrades: Eisenmann Sport with M Performance tips, Dinan anti-roll bars