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Nice spreadsheet.
Just one question -- you took the reduced MF/interest rate for all the MSDs (a 1.84% interest = a MF of .00077), but you dont list that cash out of hand anywhere. Shouldnt that be included in the calculations?
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deposit placed for 2025 G99 ///M5 Touring || 2020 F90///M5 || 2014 F10 ///M5 || My Epic ED trip report|| || 2009 BMW R1200RT
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