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I had my windshield replaced through Geico. At first they tried to repair it, because it was very minor. But the repair did not do the job so they replaced. The company that did it was JN Phillips Auto Glass. I told them I only want OEM. They ran it by Geico and replaced it a few days later. I remember the charge being around 1200 to Geico. But ether way, I am not sure why Geico is capping you at $1000... maybe it's different policies by state.
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