[Djokodallas]

I can talk to him no problem.

I did not start to negotiate the rest with current dealer I am just asking what's he willing to give me.

Is the money factor based on your credit score or just at the discretion of the dealer ?

Also if this is accurate dealer told me this deal is equivalent to 4.05 apr but purchase on new m5 apr has a promotion of 3.19 according to bmw usa.....