[cmhsam]

Originally Posted by AGS

I wouldn't worry about it. I do not think BMW FS would do a hard credit check twice - they have to pay for each inquiry.

Also, BMW FS is not approving you on such a thin margin that the difference in your payment because of the MF and residual would swing you one way versus the other. They have a reasonable margin for error (in their favor) in the approval process.

Thanks. I was worried about the hard credit check twice...