I do not agree with that, especially when I look at these BMW fire incidents and fire hazard recalls. Just google “BMW fire”. So sometimes it is a defect in the car that causes the fire. Without an investigation intended to brush the problem off the problem will stay. Now what will my insurance do is up to them. I reported the matter to NHTSA and hopefully this never happens again but if it does people need to be aware that this needs to be reported to NHTSA even if the insurance pays for it.
http://jalopnik.com/bmw-sparks-airpo...s-bu-486372168
http://jalopnik.com/5896484/bmw-reca...ry-cable-cover
http://wheels.blogs.nytimes.com/2011...ype=blogs&_r=2
http://www.edmunds.com/car-news/2009...fire-risk.html
http://www.lemonlawcourt.com/2013-bm.../#.U30pfK3D_vU
http://bmwproblems.wordpress.com/