View Single Post
      09-04-2012, 08:56 AM   #35
FLOMACKS
Lieutenant
FLOMACKS's Avatar
United_States
40
Rep
444
Posts

Drives: 2024 X7 M60
Join Date: Jul 2012
Location: Atlanta, GA

iTrader: (0)

Quote:
Originally Posted by AGS View Post
If you know you will keep the car for at least 3 years you should lease. The lease money factor is .00145 which equates to 3.48%. Plus you can do multiple security deposits to buy the money factor down to .00096 or 2.30%. The after tax return on doing MSDs is unbeatable in today's market. For me, it saved over $77 per payment which equates to a 9.4% annualized after tax return. Also, you get the free "put" at the end of the lease to hand the car back if it turns out to be a lemon.

The only downside is what Tourbillion mentioned - you give up some flexibility to get rid of the car before the lease ends.
Doing some modeling- quick question- For the MSD's, how many/ how do you determine the # of deposits and the amount of each deposit?
__________________
2007 550i
2012 BMW - M5 European Delivery
2014 911 C2S- Agate, MT, PDCC, SC, SE
2015 S63AMG Sedan
Appreciate 0