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To me it's not worth it because it only occurs when you would run over a nail or another minor incident, not when you would turn it in. So the chances are very slim, if you get the wear and tear (which is cheaper) they cover your tires/ Curb rash. And a lot of other things, i mean your gonna have to change the tires anyway, so in less your hitting curbs and actually denting your wheels then it's for you. Ill just replace the tires on my own.
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