[py0413]

Helle folks,

I have a question that came cross my mind last night regarding to financing. Normally, I pay cash for buying cars new/used unless if some very low interest rate offers such as 0% or 0.9%. Here's a situation I don't know if it's possible, but I am sure some of you would know better.


Let's say I am buying a new car which sells for $65000 and my trade is worth $50000. Regular, you would finance the $15000 difference (of course plus tax and fees). Now, I wonder if it's possible to ask $20000 cash back from the dealer so I can finance $35000 instead of $15000 on a lower interesting rate? I never heard or dealt with this myself and I am curious if this can happen.

What do you guys think?