Quote:
Originally Posted by 14M5
What is the lowest MF for a one-pay lease?
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I'm not sure if there are any differences in a one-pay vs normal lease structure, in terms of MF. However, the current base MF rate for all BMWs is 0.00127. It has been this way for some time, but can change any month. Once you place an order, however, you can lock this rate. The only way to get a lower rate is to use multiple security deposits (MSDs). Essentially, for each extra security deposit you pay up front, the MF is decreased by 0.0007, up to a maximum of 7 times (0.00049 reduction). This will drop the MF to a nadir of 0.00078. That extra you're paying for the MSDs doesn't apply to the lease cost itself, but will lower the MF, therefore the total cost. At the end of the lease, you get 100% of the extra security deposit money back (unless applied to a new lease). Keep in mind, your dealer may not immediately offer/agree to the base rate (some do, some don't).