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      06-14-2012, 07:54 AM   #10
chillin4now
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Drives: F15 X5M, 458 Spider
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Quote:
Originally Posted by AGS View Post
Just my own opinion, but the residual should not influence your decision on finance vs. lease if you intend to buy the car at the end of the lease anyway. The deciding factor should be the difference in rate between lease and financing. However, I would argure that it is better to lease even if it's at a marginally higher rate given the put option the lease gives you. If it turns out the first model year of the F10 has a ton of bugs/mechanical issues, or if your car turns out to be the lemon of the bunch, the put option could be very valuable.
I always factor in a crash as well, in which the car has to be repaired. Just have BMW fix it and give it back at end of term. Definitely some value there.
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