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Yea the MF was the .00175 as the base case but would drop with the credit pull.
I agree - leaning towards the 2016 model now since there isn't much movement in the 2015s.
I've reached out to one of the recommended dealers and didn't get a great deal and more in line with the 1300-1350 range.
I've got an email into another two and waiting to hear back.
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