Quote:
Originally Posted by Crisp
I'm around $870 with zero down.
With NYS sales tax, I'm at $945. (Base MSRP, no additional options).
I think that's a killer deal for such a car. It's really worth leasing over buying with these rates.
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This makes no sense. With a base M5 - no options whatsoever, gas guzzler and D&D - base price is 95,850 for US delivery. At invoice it is 88,362. Assuming you pay no markup (purchase price is invoice + 0). Your monthly would be $958.15 + state tax. NJ is 7% (lower than NY) and it works out to $1,025.23
If you do ED, your invoice base price (including GG + D&D) will be $89,350. If you do ED, it will be $82,382. Lease payments will be $784.33 + tax ($54.90) = $839.23. If you run at MSRP, you still dont get to these numbers.
All of these number do not include any cap cost reduction etc. Lease math run at 0.00129 MF, 64% residual for a 3 year / 10k miles per year lease.
Can you please explain how you got your numbers.