need urgent insurance advice for M5 in UK

darrko · 10-25-2016, 11:17 AM

Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage.

Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage.

So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time.

Any help would be greatly appreciated.

drbru · 10-25-2016, 03:30 PM

Quote:

Originally Posted by darrko

Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage.

Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage.

So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time.

Any help would be greatly appreciated.

HI mate, i live in west hampstead with my car parked on the street in a residence bay. Ive never had any problems with direct line, Admiral/Elephant

darrko · 10-25-2016, 05:56 PM

Quote:

Originally Posted by drbru

Quote:

Originally Posted by darrko

Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage.

Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage.

So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time.

Any help would be greatly appreciated.

HI mate, i live in west hampstead with my car parked on the street in a residence bay. Ive never had any problems with direct line, Admiral/Elephant

Thanks, I'll check these out.

MickyV8 · 10-25-2016, 06:48 PM

I have been looking to get an M5 and got loads of quotes, best quote was from Direct Line and it doesn't have specific requirements like garage parking, tracker etc.
Some requirements may be because of age/history etc perhaps.

GMT234 · 10-25-2016, 06:50 PM

Have you had a look on compare the market, or confused.com?

darrko · 10-25-2016, 07:28 PM

Quote:

Originally Posted by MickyV8

I have been looking to get an M5 and got loads of quotes, best quote was from Direct Line and it doesn't have specific requirements like garage parking, tracker etc.
Some requirements may be because of age/history etc perhaps.

It might be my unique situation. I've only been in the UK for 14 months and just got my full licence last week. I was on an international driving permit before then.

darrko · 10-25-2016, 07:30 PM

Quote:

Originally Posted by GMT234

Have you had a look on compare the market, or confused.com?

I have tried various so called online quotes but for some reason they keep telling me they can't offer a quote "based on the details provided". Now that might be due to the value of the car, my limited stay in the UK or the fact that I just passed the UK driving test.

spenny_b · 10-27-2016, 05:58 AM

Try 1Answer mate. I use them for my Exige and 964 Turbo, the owner is a fellow petrolhead (Lotus owner), and they cater more for specialist policies. For example, both the others are agreed value policies rather than market value and automatically come with trackday cover

bimmer-boy · 10-27-2016, 06:09 AM

Quote:

Originally Posted by drbru

Quote:

Originally Posted by darrko

Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage.

Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage.

So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time.

Any help would be greatly appreciated.

HI mate, i live in west hampstead with my car parked on the street in a residence bay. Ive never had any problems with direct line, Admiral/Elephant

+1

Or try a specialist insurance Adrian flux or the other mentioned above

M5 London · 10-29-2016, 07:45 AM

Admiral always seem to get me the best deal. I live in South Kensington

harry007 · 10-30-2016, 04:58 PM

churchill

gds52 · 10-30-2016, 06:00 PM

Quote:

Originally Posted by bimmer-boy

Quote:

Originally Posted by drbru

Quote:

Originally Posted by darrko

Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage.

Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage.

So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time.

Any help would be greatly appreciated.

HI mate, i live in west hampstead with my car parked on the street in a residence bay. Ive never had any problems with direct line, Admiral/Elephant

+1

Or try a specialist insurance Adrian flux or the other mentioned above

Not sure how it works in UK, but my US experience is to find and insurance agent company, they get you the best deals.

10-25-2016, 11:17 AM	#1
darrko Lieutenant 63 Rep 575 Posts Drives: 2016 M5 Comp. Ed. Join Date: Nov 2011 Location: London iTrader: (1) Garage List 2016 BMW M5 [0.00]	need urgent insurance advice for M5 in UK Hi, Aviva has put me in a pickle. My comprehensive policy expires mid-Dec and I called them to update my residence address as I moved recently and update some other details. The new address does not have a covered garage but an off-street parking. My previous address did have a covered garage. Midway through the detail update process I am informed that Aviva is going to cancel the policy as the cover requires the car to be "garaged at home"! The fact that I live in one of the safest areas of London and my car has a tracker installed (a prerequisite of these same sh*ts Aviva before they would insure my car) but the underwriter now insists they cannot offer coverage. So now I have 7 days to find a new insurer. Can anyone help me out and advise which company to go with? As 7 days is really not a lot and I am heading out on a 4-day road trip tomorrow.....I really don't have much time. Any help would be greatly appreciated. __________________ Current: 2012 520d 2016 M5 Comp. Ed. 2020 Porsche 911 Carrera S (retired) 2023 X5 xDrive45e
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10-25-2016, 06:48 PM	#4
MickyV8 New Member 2 Rep 6 Posts Drives: 2014 M5 Singapore Grey Join Date: Sep 2016 Location: London iTrader: (0)	I have been looking to get an M5 and got loads of quotes, best quote was from Direct Line and it doesn't have specific requirements like garage parking, tracker etc. Some requirements may be because of age/history etc perhaps.
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10-25-2016, 06:50 PM	#5
GMT234 Private First Class 28 Rep 137 Posts Drives: M140 mineral grey / oyster Join Date: Mar 2015 Location: York iTrader: (0)	Have you had a look on compare the market, or confused.com?
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10-27-2016, 05:58 AM	#8
spenny_b Private 13 Rep 54 Posts Drives: 2020 M2 Comp, HS Join Date: Jun 2016 Location: UK iTrader: (0) Garage List 2020 BMW M2 Competi ... [0.00] 2005 Lotus Exige S2 ... [0.00] 1993 Porsche 964 Tu ... [0.00]	Try 1Answer mate. I use them for my Exige and 964 Turbo, the owner is a fellow petrolhead (Lotus owner), and they cater more for specialist policies. For example, both the others are agreed value policies rather than market value and automatically come with trackday cover
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10-29-2016, 07:45 AM	#10
M5 London Second Lieutenant 334 Rep 231 Posts Drives: F90 M5 LCI - Aventurine Red Join Date: Oct 2014 Location: South Kensington, London iTrader: (0)	Admiral always seem to get me the best deal. I live in South Kensington __________________ F90 M5 LCI - Aventurine Red/Smoked White-E39 M5 - Modified ESS Supercharger Kit -E34 M5 1995 - Arctic Silver / Black Leather- E30 M3 1987 - Diamond Black Metallic / Black Leather-996 Turbo - Lapis Blue/Savannah-VW Rallye Golf
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10-30-2016, 04:58 PM	#11
harry007 Private First Class 29 Rep 149 Posts Drives: White M5 F10 Join Date: Apr 2010 Location: Solihull, West Midlands iTrader: (0)	churchill
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