08-19-2013, 10:01 PM | #1 |
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Who do you use for Insurance?
I just got a quote from Geico for only $98 a month....
$300k/$300k with $500 deductible.
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///M5
Last edited by ///M KID; 08-19-2013 at 10:18 PM.. |
08-19-2013, 10:07 PM | #2 |
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I did a quote for them this afternoon. $148 a month full coverage with a clean driving recored. My current company USAA, quoted me $356 I need to see why USAA is so high. I've been with them forever and have never had a claim...
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08-19-2013, 10:12 PM | #3 |
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Drives: '14 M5 CP Dinan Stage 2
Join Date: Jun 2013
Location: Houston, Tx
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Had USAA for Auto but found that AMICA (also my home insurance) was cheaper. I was very surprised. Made one claim with AMICA and it was the best service i have had to date. They called every few days and the check arrived quick. They even called to tell me what the story was on the other car (i think they do that to make you feel bad.... and should not be so surprised when the rate goes up =(. they tell you how much it cost them to fix it too).
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08-19-2013, 10:15 PM | #4 |
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AAA full coverage $250k/$500k with $1k deductible for $150/month.
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Current ///M: '13 F10 M5, Sapphire Black, Eisenmann Race Exhaust, CF Delete, H&R Sport Springs, iND Cosmetics, Escort 9500ix hardwired, 21" Vorsteiner VFF-103 w/Michelin PSS, RKP Front Lip, Challenge Rear Diffuser, M Illuminated Door Projectors, and LCI M Performance Black Grills
'15 i3 BEV |
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08-20-2013, 05:40 PM | #6 |
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Drives: '14 M5 CP Dinan Stage 2
Join Date: Jun 2013
Location: Houston, Tx
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Called today to see what AMICA would charge $108 w/500 deductible. (i did not ask because i have the same on all my cars but i think its 250/500. I know i have PIP as well) $98 sounds like a good deal.
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08-20-2013, 06:25 PM | #8 | |
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Quote:
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Current ///M: '13 F10 M5, Sapphire Black, Eisenmann Race Exhaust, CF Delete, H&R Sport Springs, iND Cosmetics, Escort 9500ix hardwired, 21" Vorsteiner VFF-103 w/Michelin PSS, RKP Front Lip, Challenge Rear Diffuser, M Illuminated Door Projectors, and LCI M Performance Black Grills
'15 i3 BEV |
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08-20-2013, 07:59 PM | #9 |
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Geico
$540 every 6 months = $90/mo. BI: $300K/$500K PD: $100K Uninsured Motorist: $300K/$500K Comp. Deductible: $500 Collision Deductible: $1K I have a clean record and am in SoCal. |
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08-20-2013, 08:23 PM | #10 | |
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Quote:
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Current ///M: '13 F10 M5, Sapphire Black, Eisenmann Race Exhaust, CF Delete, H&R Sport Springs, iND Cosmetics, Escort 9500ix hardwired, 21" Vorsteiner VFF-103 w/Michelin PSS, RKP Front Lip, Challenge Rear Diffuser, M Illuminated Door Projectors, and LCI M Performance Black Grills
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08-21-2013, 10:28 AM | #13 |
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USAA just quoted me $108/month increase to my current premium...
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2020 ///M5 || 2019 540XI || 2014 ///M5 w/CP || My Epic ED trip report|| || 2009 BMW R1200RT
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08-21-2013, 06:01 PM | #14 |
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08-21-2013, 06:08 PM | #15 | |
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Multi-car Discount (QX56 on same account) Homeowner's insurance on same account New Car discount Paid in full Discount No tickets, no accidents at fault or involving injuries for >7 years. Super high credit rating - but probably par for the course for M5 owners. |
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08-21-2013, 11:09 PM | #16 |
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08-24-2013, 10:15 AM | #17 |
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I use Liberty Mutual, and pay $1,137.80 per year, $94.82 a month for BI:250/500K
PD:100K UM: 250/500K MP:2K Comp: $500 Coll: $1000 I do have multi=car discount, new car discount, paid in full, and home coverage. |
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08-24-2013, 01:54 PM | #21 |
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Usaa is the only way to go. Best insurance out there. Bar none.
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2020 BMW M5
2014 BMW M5 Competition Pack, Dinan Stage 2, Full Eisenmann Race, MSR Intake and lots of carbon fiber... 2013 BMW X5M, Dinan Exhaust, Dinan Stage 1, Dinan Suspension (gone) 2013 BMW M6 Eisenmann Race(gone) |
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08-24-2013, 04:12 PM | #22 |
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OP beware of GEICO!! Geico and a lot of those cut rate insurance carries do not repair your car with NEW OEM parts. They instead will replace the parts with a third party part or a used oem part both of which can void your BMW warranty. Geico will give you a lifetime warranty on the parts they supply however it wont be a BMW warranty. Also most dealerships will not install non BMW parts.
I know this bc I had a run in with Geico on one of my cars. I have been with GEICO for a long long time and they would not budge. I ended up paying a ton out of pocket to get that car back to OEM specs. I went with Farmers and they cover OEM new parts and could not be happier. Its also nice to have a agent so you can just call them personally.
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