***canadian's Beware Belair/intact Insurance Fraud***

[exmowner]

Hey guy and gals,

I've been part of this community for a few years now and figured I'd give my fellow canadian members a heads-up.

After selling my e92 m3 I was looking for a F10 m5. In December of last year I found a pristine 2013 F10 with 20,000kms, Fully optioned with rear dvd and B&O sound. Only thing was car was in a previous accident before it made it's way to quebec from ontario.

The price was right so I made the move. A few weeks after purchase I contacted iND and ordered carless DP's from AMS.

Fast forward to May 18th 2015, I got back from a trip to Toronto and decided to hit the gym. After about an hour or so of training I walk into the locker room to find my lock gone and later realized my M5 was taken from the parking lot...

Needless to say I kicked my self in the butt for leaving the car keys in the locker but they aren't the most convenient to have on you when you jog.

Thats where BELAIR/INTACT come in. I filed the claim that same night and it's been a nightmare ever since. They've given me the run around for over three months until I mentioned contacting my lawyer.

At that point the adjuster told me that and I quote '' well I understand that your unhappy with the time the investigation has taken but if you had to write a check for this amount it would hurt you too'' I advised her that I had recored this conversation after which she explains to me that they will be refusing my claim because after the car was repaired and brought into quebec it was not inspected legally????

I asked for explanation and thats as far as she would go. I ask what responsibility I had in this as I bought the car repaired and even declared to the agent at the time of insurance that the car had been is a prior accident and they were fine with that. She said it was policy and that they would be refunding me the entire policy.

I find this to be a ridiculous nightmare. This is my 16th bmw and I'm 30 years old. I pid the car in full and never had a claim. I want to warm others that are insured by Belair or Intact that this can happen to you.

After contacting an insurance lawyer on the phone and explaining the situation he said let me guess your insured with Intact? I was surprised and relieved to hear I was not the only one to go threw this. After meeting with him he proceeded to show me 15 current lawsuits he has filled against BELAIR/INTACT in the past 6 months. Important to note all claims over 50,000$. He said they are known not to pay large claims and take a gamble that you'll sue and get fed up or run out of money threw postponement and court fees.

Needless to say I told him I will never drop this, money not in question. This a dirty business tactic by a company that I thought was above board.



Alex

looks like I'm not the only one...

http://www.cbc.ca/news/canada/toront...owed-1.3114772

[MyF15+F85]

That totally sucks, good luck to you.
I go through a similar case but... with the city corporation. Same crap, different pile. Good Luck

[MpowerMike]

Wow I was with intact with my previous e60 m5 good thing I moved on when I got my f10'm5

[GoodandEvil]

What's the relationship between belair and intact? I did a little search and it seems that belair direct and intact are different insurance companies (although the former also belongs to intact financial group)

[exmowner]

Originally Posted by MyFten

That totally sucks, good luck to you.
I go through a similar case but... with the city corporation. Same crap, different pile. Good Luck

Thanks for the feedback I'm not letting this one go.

[exmowner]

Originally Posted by MpowerMike

Wow I was with intact with my previous e60 m5 good thing I moved on when I got my f10'm5

Ya you made the right move!

[exmowner]

Originally Posted by GoodandEvil

What's the relationship between belair and intact? I did a little search and it seems that belair direct and intact are different insurance companies (although the former also belongs to intact financial group)

Intact bought belair direct 4 years ago.

[uhn2000]

Nuts.. wow, I am with Meloche Monnex on everything - I really want to review my policies in detail. This is such a scam.. wow!

[SlammedR8]

Sorry to bump an old thread but how did you make it out with suing Intact ?