M5POST
BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read

Go Back   M5POST - BMW M5 Forum > F10 M5 Forum > F10 M5 Pricing, Ordering, Tracking, and European Delivery

Post Reply
 
Thread Tools Search this Thread
      06-29-2012, 10:46 AM   #1
cmhsam
Major
44

 
Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA


Posts: 1,279
iTrader: (0)

They are announced. 48% residual for 15k. Money factor still pending. As soon as I see it, later today, will update post.

Quote:
The one I know the one everyone's been waiting for... The all-new F10 M5... 36 months residual for 15k/yr is 48%. Most everything has lower residual than expected, but also matched thankfully by a lower money factor, so probably a wash at net payment.. These rates are not effective until 7/10 - 7/31.

The new Active Hybrid 3 looks very strong -- 63% base for 36 months. PLEASE do not email me with questions; I'll prepare a matrix and post soon.

The MF buy rate is .00145 with ED customers paying .00175.

Last edited by cmhsam; 06-29-2012 at 11:06 AM.
Appreciate 0
      06-29-2012, 10:55 AM   #2
emmfiv3
First Lieutenant
3

 
Drives: whenever I can.
Join Date: May 2012
Location: CA


Posts: 355
iTrader: (0)

Thats so much worse than I expected.
Appreciate 0
      06-29-2012, 11:19 AM   #3
AGS
Captain
17

 
AGS's Avatar
 
Drives: 2013 F10 M5
Join Date: May 2012
Location: NJ


Posts: 708
iTrader: (0)

Yeah, that sucks. Nowhere near the 56% most people were expecting.
__________________
Current: 2013 Monte Carlo Blue F10 M5 (ED on 9/1/12), 2014 Anvil Willys Wheeler Jeep Wrangler (weekend toy)
Previous: 2009 Carbon Black E60 M5, 2006 Silverstone II E60 M5, 2003 Sterling Grey E39 M5, 2000 Anthracite E39 540i6, 1998 Jeep Grand Cherokee 5.9 Limited, 1990 Eagle Talon TSi AWD, 1978 Mazda RX-7
Appreciate 0
      06-29-2012, 11:53 AM   #4
cmhsam
Major
44

 
Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA


Posts: 1,279
iTrader: (0)

Quote:
Originally Posted by AGS
Yeah, that sucks. Nowhere near the 56% most people were expecting.
We have to wait to hear about the MF. If they offer an aggressive MF better than what we expect then it's just a matter of moving the money from the MF to the Residual and vice versa. I have to assume with rates being so low, that they will offer aggressive lease rates as well
Appreciate 0
      06-29-2012, 12:12 PM   #5
Tylerstar
Captain
36

 
Tylerstar's Avatar
 
Drives: Straight Piped F10 M5, GTR
Join Date: Oct 2009
Location: Miami


Posts: 952
iTrader: (0)

Wow, much worse than I had thought, hopefully the money factor will be at least .00160 or better. I definitely thought it would have a better residual than the current AMG's.
Appreciate 0
      06-29-2012, 12:20 PM   #6
AGS
Captain
17

 
AGS's Avatar
 
Drives: 2013 F10 M5
Join Date: May 2012
Location: NJ


Posts: 708
iTrader: (0)

Quote:
Originally Posted by cmhsam View Post
We have to wait to hear about the MF. If they offer an aggressive MF better than what we expect then it's just a matter of moving the money from the MF to the Residual and vice versa. I have to assume with rates being so low, that they will offer aggressive lease rates as well
Nope, it still sucks. I just talked to my salesman. As I feared, with that low of a residual there was no way they could drop the money factor enough to get the estimated payment even close to what I thought it was going to be. For a 3 year, 12,000 mile/year lease the residual is 50%. The money factor is .00145. Based on these numbers my payments are almost $100 a month more than I had expected versus the 56% and .002 my salesman had estimated. As a point of reference the residual on my 2009 M5 is 57%.

As a side note, my salesman is shocked at the latest rate sheet. As I was talking to him he was amazed at how they cut residuals across the board on most/all models. It doesn't speak well to BMW's confidence in the long-term value of their product.
__________________
Current: 2013 Monte Carlo Blue F10 M5 (ED on 9/1/12), 2014 Anvil Willys Wheeler Jeep Wrangler (weekend toy)
Previous: 2009 Carbon Black E60 M5, 2006 Silverstone II E60 M5, 2003 Sterling Grey E39 M5, 2000 Anthracite E39 540i6, 1998 Jeep Grand Cherokee 5.9 Limited, 1990 Eagle Talon TSi AWD, 1978 Mazda RX-7
Appreciate 0
      06-29-2012, 12:40 PM   #7
RPiM5
Brigadier General
163

 
RPiM5's Avatar
 
Drives: Riviera Blue F10 M5(Mika)
Join Date: Apr 2012
Location: Washington, D.C.


Posts: 4,648
iTrader: (0)

I too am surprised. I was expecting 54% for 36 months @ 15,000 miles per year. Now I have to go back and do some new calculations. Doh!
Appreciate 0
      06-29-2012, 02:22 PM   #8
Trips
Private First Class
10

 
Trips's Avatar
 
Drives: '13 m5, '10 r8 v10
Join Date: Jan 2009
Location: NW Indiana


Posts: 134
iTrader: (0)

MF is .00145, so makes up a little for the low residual.
Appreciate 0
      06-29-2012, 02:37 PM   #9
RPiM5
Brigadier General
163

 
RPiM5's Avatar
 
Drives: Riviera Blue F10 M5(Mika)
Join Date: Apr 2012
Location: Washington, D.C.


Posts: 4,648
iTrader: (0)

Quote:
Originally Posted by Trips View Post
MF is .00145, so makes up a little for the low residual.
Where'd you get that from? I don't think this is true.

Last edited by RPiM5; 06-29-2012 at 02:51 PM.
Appreciate 0
      06-29-2012, 02:41 PM   #10
Trips
Private First Class
10

 
Trips's Avatar
 
Drives: '13 m5, '10 r8 v10
Join Date: Jan 2009
Location: NW Indiana


Posts: 134
iTrader: (0)

Quote:
Originally Posted by RPiM5 View Post
Where'd you get from? I don't think this is true.
got it directly from my dealer, who also confirmed the residual of 48%. he did say the mf was lower than he thought it would be btw. also, from the original post on bimmerfest, the op that announced the lower residual stated as well that it would be matched with a lower MF for a wash net payment.

call yours as well so we can get confirmation.

Last edited by Trips; 06-29-2012 at 02:47 PM.
Appreciate 0
      06-29-2012, 02:53 PM   #11
cmhsam
Major
44

 
Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA


Posts: 1,279
iTrader: (0)

The money that is put down towards MSD's does that count towards lowering your cap cost too?
Appreciate 0
      06-29-2012, 03:02 PM   #12
RPiM5
Brigadier General
163

 
RPiM5's Avatar
 
Drives: Riviera Blue F10 M5(Mika)
Join Date: Apr 2012
Location: Washington, D.C.


Posts: 4,648
iTrader: (0)

Quote:
Originally Posted by cmhsam View Post
The money that is put down towards MSD's does that count towards lowering your cap cost too?
Yes of course it does, you silly.
Appreciate 0
      06-29-2012, 03:02 PM   #13
RPiM5
Brigadier General
163

 
RPiM5's Avatar
 
Drives: Riviera Blue F10 M5(Mika)
Join Date: Apr 2012
Location: Washington, D.C.


Posts: 4,648
iTrader: (0)

Yeah tried calling mine, didn't pick up. I'm still skeptical. Hmmmm....
Appreciate 0
      06-29-2012, 03:04 PM   #14
cmhsam
Major
44

 
Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA


Posts: 1,279
iTrader: (0)

Quote:
Originally Posted by RPiM5 View Post
Yes of course it does, you silly.
Thanks...this is all new to me...
Appreciate 0
      06-29-2012, 03:19 PM   #15
RPiM5
Brigadier General
163

 
RPiM5's Avatar
 
Drives: Riviera Blue F10 M5(Mika)
Join Date: Apr 2012
Location: Washington, D.C.


Posts: 4,648
iTrader: (0)

Quote:
Originally Posted by cmhsam View Post
Thanks...this is all new to me...
Oh whoops! Sorry dude, I read your post too quick. I thought you said, does the money you put down for MSD's count towards your Money Factor too?

For the Cap Cost, the only thing that can lower that is by negotiation with your dealer on the price of the vehicle. Or if you put down a Cap Cost Reduction, which is nothing more than a downpayment kind of. Cap Cost Reductions, are almost always a bad deal though, because all you are doing is paying the money towards your overall lease, up front. That's like renting an apartment for $500 bucks a month but you pay $1,000 up front to lower your monthly payment to like $475 a month.

The MSD's just lower the Money Factor, which in turn lowers your monthly payment, which in turn lowers the amount of money that you spend over all throughout the life of the lease, and then you get all the money back you put down in MSD's. So its a good deal, that is if you don't have some other investment opportunity that will net you a higher return, like in some stock portfolio.
Appreciate 0
      06-29-2012, 03:19 PM   #16
AGS
Captain
17

 
AGS's Avatar
 
Drives: 2013 F10 M5
Join Date: May 2012
Location: NJ


Posts: 708
iTrader: (0)

Quote:
Originally Posted by cmhsam View Post
The money that is put down towards MSD's does that count towards lowering your cap cost too?
Quote:
Originally Posted by RPiM5 View Post
Yes of course it does, you silly.
NO IT DOES NOT! Multiple Security Desposits only lower your money factor. They have no impact on your cap cost.

Each deposit up to a total of 7 lowers the MF by .00007. So if you do all 7 you reduce the MF from .00145 to .00096 (.00007*7=.00049; .00145-.00049=.00096). this works out to roughly a 2.30% rate versus 3.48%.
__________________
Current: 2013 Monte Carlo Blue F10 M5 (ED on 9/1/12), 2014 Anvil Willys Wheeler Jeep Wrangler (weekend toy)
Previous: 2009 Carbon Black E60 M5, 2006 Silverstone II E60 M5, 2003 Sterling Grey E39 M5, 2000 Anthracite E39 540i6, 1998 Jeep Grand Cherokee 5.9 Limited, 1990 Eagle Talon TSi AWD, 1978 Mazda RX-7
Appreciate 0
      06-29-2012, 03:22 PM   #17
AGS
Captain
17

 
AGS's Avatar
 
Drives: 2013 F10 M5
Join Date: May 2012
Location: NJ


Posts: 708
iTrader: (0)

Quote:
Originally Posted by RPiM5 View Post
So its a good deal, that is if you don't have some other investment opportunity that will net you a higher return, like in some stock portfolio.
It is the best deal going in this economy! It works out to a guaranteed, after-tax annual return of 9.4%. If you have a better investment please share it with your M5Post buddies!!
__________________
Current: 2013 Monte Carlo Blue F10 M5 (ED on 9/1/12), 2014 Anvil Willys Wheeler Jeep Wrangler (weekend toy)
Previous: 2009 Carbon Black E60 M5, 2006 Silverstone II E60 M5, 2003 Sterling Grey E39 M5, 2000 Anthracite E39 540i6, 1998 Jeep Grand Cherokee 5.9 Limited, 1990 Eagle Talon TSi AWD, 1978 Mazda RX-7
Appreciate 0
      06-29-2012, 04:21 PM   #18
cmhsam
Major
44

 
Drives: 2013 F10 M5
Join Date: Mar 2012
Location: USA


Posts: 1,279
iTrader: (0)

Quote:
Originally Posted by AGS View Post
NO IT DOES NOT! Multiple Security Desposits only lower your money factor. They have no impact on your cap cost.

Each deposit up to a total of 7 lowers the MF by .00007. So if you do all 7 you reduce the MF from .00145 to .00096 (.00007*7=.00049; .00145-.00049=.00096). this works out to roughly a 2.30% rate versus 3.48%.
Dont forget this is the buy rate. Dealers will add their markup as well.
Appreciate 0
      06-29-2012, 04:50 PM   #19
truths2k05
Banned
United_States
1

 
Drives: 11 M3 6 SPD, 12 135i PPK DCT
Join Date: Nov 2010
Location: Palm Trees And Sun


Posts: 184
iTrader: (0)

[quote=the lower residual stated as well that it would be matched with a lower MF for a wash net payment.

[/QUOTE]

Not true, the lower residual still ends up at an extra 100 dollars a month with full MSD's. Not to mention that folks which are doing ED are getting penalized an extra .00030

This is one of two things, either BMW is penalizing early buyers of the m5 with shitty residuals. Or they expect it to have the depreciation schedule of a lead balloon. Used car buyers expect to see 3 year old m5's for at least half off, maybe more.
Appreciate 0
      06-29-2012, 05:09 PM   #20
Rohardi
Lieutenant
9

 
Drives: 2014 Q50S Hybrid
Join Date: Apr 2012
Location: Rhode Island


Posts: 487
iTrader: (0)

Quote:
Originally Posted by truths2k05 View Post
Not true, the lower residual still ends up at an extra 100 dollars a month with full MSD's. Not to mention that folks which are doing ED are getting penalized an extra .00030

This is one of two things, either BMW is penalizing early buyers of the m5 with shitty residuals.
Why would you "penalize" early buyers if you were BMW?
Appreciate 0
      06-29-2012, 05:21 PM   #21
truths2k05
Banned
United_States
1

 
Drives: 11 M3 6 SPD, 12 135i PPK DCT
Join Date: Nov 2010
Location: Palm Trees And Sun


Posts: 184
iTrader: (0)

Their version of msrp or above msrp taxation, that every in demand new model gets.
Just like the crap I went through trying to get a 1m and couldn't as I wasn't willing to play along with the shenanigans. By the way, i tried to pick up the 1m long before the first orders were taken.

A year from now you will see how those residuals mysteriously turn around in our favor.
Same way gas prices mysteriously plummet around the middle of december, to get people to feel comfortable spending, so that retailers can finish off their fiscal year strong.

Corporations are greedy in case you haven't noticed.
Appreciate 0
      06-29-2012, 05:31 PM   #22
SleepTight
Second Lieutenant
United_States
15

 
SleepTight's Avatar
 
Drives: 2013 BMW M5
Join Date: Dec 2009
Location: Long Island, New York


Posts: 287
iTrader: (0)

The M5 has the lowest residual of any BMW model including the M6. Does this make any sense for the most anticipated car in BMW's product line?

Even with multiple MSDs, this is going to be a more expensive purchase than I thought. Particularly after rolling the NY sales tax into the lease.

I just got a production number, but I may switch over to an M6 Coupe or wait and see what the B7 residuals are next month.
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 01:16 PM.




m5post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST