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Based on the numbers you posted, the payment of this car for 36 months by itself is ~1800 +tax! you are puting 10K down to reduce the payment to 1545. The other 10K is the payoff of your M5!
Just keep in mind the new 7 series and B7 are coming next year; so basically you are getting this car in last year of it's life cycle! most likely you will regret next year if you get this car...
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Current : 2024 F92 Black Sapphire M8 Competition- ZF8
Gone : 2020 F92 Black Sapphire M8 - ZF8
Gone : 2018 F80 Mineral Gray M3 Competition - 6MT
Gone : 2016 F82 Austin Yellow M4 Competition - 6MT
Gone : 2013 F13 Sakhir Orange M6 -7DCT
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