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      12-17-2012, 04:44 PM   #27
Second Lieutenant
corrado79's Avatar

Drives: 2012 E93 M3
Join Date: Jan 2012
Location: Los Angeles

iTrader: (1)

Originally Posted by AGS View Post
I do not think BMF FS has discretion. I used the word "should" because I've (obviously) not researched the laws of every state to see how individual auto insurance and GAP insurance work in all situations, both where the driver is and is not at fault. It would be misleading for me to definitively state that in all cases BMW FS would have no right to withold a portion of the MSDs. Generally speaking, if you make all of your monthly payments at the end of the lease you would get all of the MSDs back unless you asked them to net an end-of-lease charges or the disposition fee (if applicable) against it. I would call BMW FS customer service and ask them how it works in your state.
Fair enough. I should call BMW FS.

Last dumb question: Can I expect GAP insurance to be automatically included in my BMW FS lease, or do I need to request that?
2012 BMW E93 M3 | Mineral White | 6MT
2013 BMW X5 xDrive35i Sport | Black Sapphire
2015 BMW F10 M5 | MCB | ZCP| MPE (On Order)