Quote:
Originally Posted by dreamingat30fps
I contacted a public adjuster before replacing the roof. He said we MIGHT be able to get them to pay for some of the leak damage to the floor and ceiling but no way they would pay for a new roof. On the other hand the lady who owned the house we bought in NC had her insurance replace the entire roof because of some storm damage. I don’t know what the damage was, as we saw the house before the roof replacement and whatever it was certainly wasn’t big enough to be visible. She had a shingle roof though.
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In 2013, we had a leak covered for damage inside + the roof repair. Then we got dropped by insurance and had to switch to Citizens for 3 years with much higher premiums. Needs to be a big claim to make it worthwhile.