[DrewM5]

It seems that they did not reject you based on ability but because of a pretty glaring discrepancy. All they are asking is that you resolve the confusion that you inadvertently created by using vastly different income figures. And there are many ways to establish income other than tax returns. Given the mess of the credit crisis resulting at least in part by some very sloppy lending practices, I for one, am happy to see some return to responsible due diligence. It does suck that you got caught up in this, but if you look at it from the outside, it may actually be a positive and responsible act.