..M5 insurance..

[M5Rick]

Originally Posted by b21playa

I used to pay £1100 for my lci comp to include business cover in Birmingham. Clean license, parked on the drive.

Paid £300 for my e39 m5 a few weeks ago. Just been doing quotes again on a f10 as thinking of buying another, now looking around £800

Still,not bad for Birmingham city.

[b21playa]

Originally Posted by M5theonlyone

Still,not bad for Birmingham city.

Not at all. My x5 is around £600

[schrickm5]

2000gbp in SEK in Sweden, with BMW Original Insurance. 1000gbp with another. One of the prerequisites for Premium Service and Guaranty Pack is one is tied into BMW insurance. But they do give you a 40% discount..... so it’s not too bad. I’ll swap after a year. Scandinavia especially Norway and Denmark are notoriously expensive, Sweden is the cheapest of the bunch.

[M5Rick]

Originally Posted by schrickm5

2000gbp in SEK in Sweden, with BMW Original Insurance. 1000gbp with another. One of the prerequisites for Premium Service and Guaranty Pack is one is tied into BMW insurance. But they do give you a 40% discount..... so it’s not too bad. I’ll swap after a year. Scandinavia especially Norway and Denmark are notoriously expensive, Sweden is the cheapest of the bunch.

You said earlier you get 120% of market value if your M5 is totalled.Does that include own fault.

[Raahil]

30yrs old and in the heart of Wolverhampton. Managed to get for £1400 for the year on a 2013 F10 LCI.
Fair chunk i know but i was paying £1000 for my 330i

[M5Rick]

Originally Posted by Raahil

30yrs old and in the heart of Wolverhampton. Managed to get for £1400 for the year on a 2013 F10 LCI.
Fair chunk i know but i was paying £1000 for my 330i

Again,not that bad in the middle of Wolves with your age,Is the car garaged?

[Raahil]

Originally Posted by M5theonlyone

Again,not that bad in the middle of Wolves with your age,Is the car garaged?

Nope. Not even on a drive. On the street!
So i can't moan

I consider myself lucky as all my quotes were £2.2k plus. Somehow Directline saved the day for me

[M5Rick]

Originally Posted by Raahil

Nope. Not even on a drive. On the street!
So i can't moan

I consider myself lucky as all my quotes were £2.2k plus. Somehow Directline saved the day for me

Ha ha I like a nice ending.Maybe invest in a good all weather cover for it...

[schrickm5]

Originally Posted by M5theonlyone

You said earlier you get 120% of market value if your M5 is totalled.Does that include own fault.

Yes, 120% even if caused by myself. I will still switch to the cheaper company after 12 months as all my other insurances are there - and I dont plan on wrecking my car, even though it may be caused at the hand of someone else.

[M5Rick]

Originally Posted by schrickm5

Yes, 120% even if caused by myself. I will still switch to the cheaper company after 12 months as all my other insurances are there - and I dont plan on wrecking my car, even though it may be caused at the hand of someone else.

No I wasn't thinking you were but it's a strange world and insurance assessors may erroneously blame the innocent party.I was just inquisitive if the clause carried 'all risks'.

[schrickm5]

Originally Posted by M5theonlyone

No I wasn't thinking you were but it's a strange world and insurance assessors may erroneously blame the innocent party.I was just inquisitive if the clause carried 'all risks'.

It’s unusual I know. Not sure it’s that common in other countries, I personally don’t think it’s worth it.
Do the UK companies still offer bonus discounts every year if no incidents occur?

[M5Rick]

Originally Posted by schrickm5

It’s unusual I know. Not sure it’s that common in other countries, I personally don’t think it’s worth it.
Do the UK companies still offer bonus discounts every year if no incidents occur?

They do but don't want to make it bargain basement cheap when you tot up a lot of NCB's.