Wrecked M5. Advice?

Lmaiuri · 11-27-2018, 07:36 AM

So a couple weeks ago I pulled the identical stunt that the guy leaving cars and coffee did in his M4. Except going faster. Over a much larger curb.

Needless to say, my entire suspension was toast. The total bill for the repairs came out to 22,300.66

I went to BMW yesterday and heard an interesting nugget that when the parts list was ordered the OEM wheels were left out of the line item for the insurance claim.

Per BMW + Allstate, the MSRP of the wheels would have placed the vehicle in the total loss category, monetarily speaking.

To get around this, BMW ordered the wheels at cost. This is all beneficial to them as they get a 23K check instead of a total loss.

Any advice? Am I being pessimistic in their mishap and attempt to rectify and fix my car or is something afoot?

Craze · 11-28-2018, 04:07 AM

Only question i have is there a video?

Lmaiuri · 11-28-2018, 08:43 AM

Quote:

Originally Posted by Craze

Only question i have is there a video?

Please sit down and be quiet, adults are talking.

M5avage · 11-28-2018, 09:08 AM

Sorry to hear that. my best bet is to follow up with Allstate or file a claim with BMW NA. I would try to get it totaled. If it drives fine and you are satisfied with the repairs then just enjoy it in good health. Sh*t happens just enjoy the car

Lmaiuri · 11-28-2018, 09:53 AM

Quote:

Originally Posted by M5avage

Sorry to hear that. my best bet is to follow up with Allstate or file a claim with BMW NA. I would try to get it totaled. If it drives fine and you are satisfied with the repairs then just enjoy it in good health. Sh*t happens just enjoy the car

As far as the repairs go, BMW recommends all replacement with new OEM parts. Was just curious about leaving the wheels out in the original line item quote and then hearing that when they were added back into the order, it was total loss from a monetary standpoint yet they chose to cut a deal for the wheels at wholesale. I get it back tomorrow, will report back when I do.

M5avage · 11-28-2018, 10:44 AM

Look at it this way. you got a brand Spanking new suspension

. Which will drive like a new car. Sure keep us posted how the car feels. Honestly it probably was a mistake of leaving it out.

chrisho68 · 11-28-2018, 10:55 AM

Sorry to hear. Is there any chance there is frame damage that they weren't able to assess till the suspension is taken apart? That would definitely add to the total cost and maybe push it to be a total loss. Hope it gets worked out

Lmaiuri · 11-28-2018, 11:12 AM

Quote:

Originally Posted by chrisho68

Sorry to hear. Is there any chance there is frame damage that they weren't able to assess till the suspension is taken apart? That would definitely add to the total cost and maybe push it to be a total loss. Hope it gets worked out

There was additional damage including the rear sub-frame, rear-axle carrier, reinforcement plate, etc.

The wheels were what pushed the car into total loss territory.

Quote without wheels = 22.3K
Quote with wheels= 29K

Total value of car= 45K

SapphireM5 · 11-28-2018, 04:36 PM

Quote:

Originally Posted by Lmaiuri

Quote:

Originally Posted by chrisho68

Sorry to hear. Is there any chance there is frame damage that they weren't able to assess till the suspension is taken apart? That would definitely add to the total cost and maybe push it to be a total loss. Hope it gets worked out

There was additional damage including the rear sub-frame, rear-axle carrier, reinforcement plate, etc.

The wheels were what pushed the car into total loss territory.

Quote without wheels = 22.3K
Quote with wheels= 29K

Total value of car= 45K

So they totaled it?

kong24680 · 11-28-2018, 05:23 PM

I would try to get this totaled at all costs. You don't want to be driving a car that's been through that much damage... even if repaired by BMW. Good luck!

Craze · 11-29-2018, 05:00 AM

Quote:

Originally Posted by Lmaiuri

Please sit down and be quiet, adults are talking.

And what makes you so important to talk to people like that?

I dont understand what the op was asking and id like to see a video seeing as the op has some humor in his post

Lmaiuri · 11-29-2018, 08:39 AM

Quote:

Originally Posted by Craze

And what makes you so important to talk to people like that?

I dont understand what the op was asking and id like to see a video seeing as the op has some humor in his post

You want to see a video of someone get into a car accident?

AWF10M5 · 11-29-2018, 09:03 AM

Quote:

Originally Posted by Lmaiuri

Quote:

Originally Posted by Craze

And what makes you so important to talk to people like that?

I dont understand what the op was asking and id like to see a video seeing as the op has some humor in his post

You want to see a video of someone get into a car accident?

No we want to see a video of you lose control and hop a curb

M5Rick · 11-29-2018, 09:10 AM

Quote:

Originally Posted by Lmaiuri

You want to see a video of someone get into a car accident?

I don't entirely disagree with Craze if you got into that accident just because of a dare that went wrong for you and don't want to show it (if one was running) just for that reason.

Chauncey.Bishop · 11-29-2018, 10:53 AM

Quote:

Originally Posted by Lmaiuri

So a couple weeks ago I pulled the identical stunt that the guy leaving cars and coffee did in his M4. Except going faster. Over a much larger curb.

Quote:

Originally Posted by Craze

Only question i have is there a video?

Quote:

Originally Posted by Lmaiuri

Please sit down and be quiet, adults are talking.

The ironly here is hilarious. OP, you did something childish, yet you're going to tell somebody else not to poke fun at you for your mistake?

This is a open forum, which like it or not, comes with the good and the bad.

As for your claim, salvage laws vary from state to state with regards to percentage of current car's value and if your intention is to keep the car, then they did you a favor by leaving the wheels out of the invoice to stay below the total loss threshold. Granted they did both parties a favor because it brought them some additional work but looking at things from your perspective, everything, including the wheels are going to be replaced with brand new OEM parts, so if they had to do a little trickery with the numbers to get it, what's the harm to you?

M5Rick · 11-29-2018, 10:58 AM

Quote:

Originally Posted by ILLuSioNz X

The ironly here is hilarious. OP, you did something childish, yet you're going to tell somebody else not to poke fun at you for your mistake?

This is a open forum, which like it or not, comes with the good and the bad.

As for your claim, salvage laws vary from state to state with regards to percentage of current car's value and if your intention is to keep the car, then they did you a favor by leaving the wheels out of the invoice to stay below the total loss threshold. Granted they did both parties a favor because it brought them some additional work but looking at things from your perspective, everything, including the wheels are going to be replaced with brand new OEM parts, so if they had to do a little trickery with the numbers to get it, what's the harm to you?

Absolutely,I don't even know what there is to discuss.

Craze · 11-30-2018, 05:22 AM

Quote:

Originally Posted by Lmaiuri

You want to see a video of someone get into a car accident?

The video you referred to the guy was driving like a knob
You said you did it even faster and bigger which makes you a bigger knob
So if being a knob is an accident yes id like to see your knob accident

Sounds like you were driving beyond your skill level

Bmw wouldnt care about the insurance company
If they deem it repaired id be happy with that
Bmw dealers dont skimp

Lmaiuri · 11-30-2018, 09:08 AM

Quote:

Originally Posted by M5theonlyone

I don't entirely disagree with Craze if you got into that accident just because of a dare that went wrong for you and don't want to show it (if one was running) just for that reason.

It wasn't because of a dare. I had food poisoning all weekend and it was the first time I got in my car after puking my guts out to get some Pedialyte. I was just fucking around with some of the traction buttons trying to set them on the M button and forgot that I left the nanny off when I took off.

That's when the car did an oopsie and flew over the curb. I wasn't trying to stunt for 14 year old's at a car show, I wasn't acting like a child, I had a serious mishap in powerful vehicle that could have ended badly.

I wish forums were still civil, educational, and innovative. It's like watching a bunch of monkey's with not enough work to do during the day throw shit at each other over the web.

Anyway, car will be back in my hands today and I'll try my best to transcribe what I hear from the technical side of things. BMW was kind enough to install a soul performance exhaust during the repair which I'm super stoked about and will post some clips when I get my hands on her.

Lmaiuri · 11-30-2018, 09:13 AM

Quote:

Originally Posted by Craze

The video you referred to the guy was driving like a knob
You said you did it even faster and bigger which makes you a bigger knob
So if being a knob is an accident yes id like to see your knob accident

Sounds like you were driving beyond your skill level

Bmw wouldnt care about the insurance company
If they deem it repaired id be happy with that
Bmw dealers dont skimp

Dude shut the fuck up. Period. I clarified in the above post what happened, 9AM on Sunday morning getting electrolytes after puking all Friday and Saturday morning. Had no intention of turning nannies off and using launch control or any of that dumb shit, the car just got out from under me because I completely forgot to turn dsc back on when leaving a stoplight. Lesson learned is don't fuck with nannies but I was in a shit state just trying to get back home and recover.

chippsachoi · 11-30-2018, 09:26 AM

Enough with the side banter....

Sorry to hear about your dilemma.

I would recommend pursuing a total loss.....cars never drive the same after major repairs. Just my $0.02

Dwaynos · 11-30-2018, 12:14 PM

Steady on guys, I would expect this kind of childish behaviour on the M3/M4 forum but this is a man's forum right?

Sorry to hear about the damage to your car, hope it comes back perfect. Would you be able to update us on the parts replaced?

To be fair to craze, when your OP said "identical stunt" one would assume that you pulled an "identical stunt", i.e. pulled out of a cars and coffee like a dildo and jumped a kerb. Therefore chances are there would have been a video. We can see now that this is not the case.

Accidents do happen unfortunately, especially when you've got all assists off in such a powerful car. I daren't even attempt traction fully off, I have M1 traction on and M2 MDM.

Let us know how the car is when you get it back.

TrevorM3 · 11-30-2018, 01:21 PM

Quote:

Originally Posted by Craze

Only question i have is there a video?

hahaha

11-27-2018, 07:36 AM	#1
Lmaiuri Second Lieutenant 64 Rep 256 Posts Drives: 13' Sapphire Black M5 Join Date: Mar 2013 Location: Annapolis, Maryland iTrader: (0)	Wrecked M5. Advice? So a couple weeks ago I pulled the identical stunt that the guy leaving cars and coffee did in his M4. Except going faster. Over a much larger curb. Needless to say, my entire suspension was toast. The total bill for the repairs came out to 22,300.66 I went to BMW yesterday and heard an interesting nugget that when the parts list was ordered the OEM wheels were left out of the line item for the insurance claim. Per BMW + Allstate, the MSRP of the wheels would have placed the vehicle in the total loss category, monetarily speaking. To get around this, BMW ordered the wheels at cost. This is all beneficial to them as they get a 23K check instead of a total loss. Any advice? Am I being pessimistic in their mishap and attempt to rectify and fix my car or is something afoot?
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11-28-2018, 04:07 AM	#2
Craze Captain 161 Rep 687 Posts Drives: M5 E60, M5 F10, X5 50i Join Date: Oct 2017 Location: Australia iTrader: (0)	Only question i have is there a video?
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11-28-2018, 09:08 AM	#4
M5avage New Member 2 Rep 25 Posts Drives: 2014 F10 COMP M5 Join Date: Aug 2018 Location: New York City iTrader: (0)	Sorry to hear that. my best bet is to follow up with Allstate or file a claim with BMW NA. I would try to get it totaled. If it drives fine and you are satisfied with the repairs then just enjoy it in good health. Sh*t happens just enjoy the car
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11-28-2018, 10:44 AM	#6
M5avage New Member 2 Rep 25 Posts Drives: 2014 F10 COMP M5 Join Date: Aug 2018 Location: New York City iTrader: (0)	Look at it this way. you got a brand Spanking new suspension . Which will drive like a new car. Sure keep us posted how the car feels. Honestly it probably was a mistake of leaving it out.
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11-28-2018, 10:55 AM	#7
chrisho68 Private First Class 90 Rep 107 Posts Drives: AW/SO F10 M5 Join Date: Feb 2017 Location: USA iTrader: (1)	Sorry to hear. Is there any chance there is frame damage that they weren't able to assess till the suspension is taken apart? That would definitely add to the total cost and maybe push it to be a total loss. Hope it gets worked out
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11-28-2018, 05:23 PM	#10
kong24680 Captain 252 Rep 998 Posts Drives: Silverstone Metallic F06 M6 Gr Join Date: Feb 2014 Location: Bay Area iTrader: (5)	I would try to get this totaled at all costs. You don't want to be driving a car that's been through that much damage... even if repaired by BMW. Good luck!
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11-30-2018, 09:26 AM	#20
chippsachoi Second Lieutenant 44 Rep 225 Posts Drives: F80 M3 Join Date: Sep 2011 Location: Connecticut iTrader: (3)	Enough with the side banter.... Sorry to hear about your dilemma. I would recommend pursuing a total loss.....cars never drive the same after major repairs. Just my $0.02
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11-30-2018, 12:14 PM	#21
Dwaynos Captain 380 Rep 948 Posts Drives: F10 M5 Monte Carlo Blue Join Date: May 2018 Location: UK iTrader: (0)	Steady on guys, I would expect this kind of childish behaviour on the M3/M4 forum but this is a man's forum right? Sorry to hear about the damage to your car, hope it comes back perfect. Would you be able to update us on the parts replaced? To be fair to craze, when your OP said "identical stunt" one would assume that you pulled an "identical stunt", i.e. pulled out of a cars and coffee like a dildo and jumped a kerb. Therefore chances are there would have been a video. We can see now that this is not the case. Accidents do happen unfortunately, especially when you've got all assists off in such a powerful car. I daren't even attempt traction fully off, I have M1 traction on and M2 MDM. Let us know how the car is when you get it back.
	Appreciate 0 Quote